You work hard and carefully plan to meet your long-term financial goals, such as financing your child’s education, providing for your loved ones after you are gone, and saving for your retirement. Many many people put off estate planning or choose to ignore it altogether. Almost everyone needs some form of estate planning, especially those who: Have children and have not yet considered who could serve has your child’s short-term and long-term guardians in the event something happens to you; Want their loved ones to avoid a costly, lengthly, and costly court process; Want to avoid estate taxes as much as possible. Want to ensure that their special needs child is taken care of after you are gone.